Enumeration and Normal Forms of Singularities in Cauchy-Riemann Structures. Dissertation, University of Chicago, 1997. Chapter II. Degeneracy Loci in CR Geometry abstract for Chapter II: The objects of study are real m-submanifolds M of complex n-manifolds. The goal is to describe the topological and complex-analytic behavior of submanifolds with complex tangents--- points where the tangent space and its rotation by the complex structure operator do not meet transversely. Complex tangents of M form a degeneracy locus of a bundle map over M. When the immersion of M is generic with respect to a transversality condition on the Gauss map, a construction of Thom and Porteous is used in a theorem relating the fundamental class of the locus to chern and pontrjagin classes. Recent theorems of Fulton and Pragacz are applied to describe other global complex tangency phenomena. remarks: The author has made a few minor editorial modifications so that Chapter II can stand alone. Section 5 of Chapter II is a summary of results appearing in the unpublished lecture notes ``Invariants for Pairs of Almost Complex Structures,'' which contains the Figure omitted here. This (Chapter II) file also displays the dissertation's comprehensive bibliography. The main results from the remaining chapters of the dissertation appear in the unpublished manuscript ``Formal Stability of the CR Cross-Cap,'' and the unpublished lecture notes, ``Complexification of the CR Cross-Cap.''